Renter’s Insurance

Renter’s Insurance

If you rent your home, you may think your possessions are covered by your landlord’s insurance. But they are not. That’s why you need to consider renter’s insurance. Renter’s insurance will cover damage to your property caused by such things as fire, floods, and storms. Insurance will cover personal property that has been stolen. And if a disaster forces you from your home, insurance may pay for your housing elsewhere.

Renter’s insurance will cover damage to your property caused by such things as fire, floods, and storms. Insurance will cover personal property that has been stolen.

If you rent your home, you may think your possessions are covered by your landlord’s insurance. But they are not. That’s why you need to consider renter’s insurance.

Renter’s insurance will cover damage to your property caused by such things as fire, floods, and storms. Insurance will cover personal property that has been stolen. And if a disaster forces you from your home, insurance may pay for your housing elsewhere.

Typical renter’s insurance can cover damages to electronics, clothing and other valuables - which is why it is important to keep an inventory by paper and pictures or video of all the valuables you own. And be sure to update your inventory each year.

Renter’s insurance is generally less expensive than homeowner’s insurance, but the premium you pay depends on where you live, your deductible and what you’re insuring. Check with your insurance agent for more information on how much it may cost you.